{"id":5861,"date":"2022-04-02T02:14:32","date_gmt":"2022-04-02T02:14:32","guid":{"rendered":"https:\/\/petinya.org\/blog\/?p=5861"},"modified":"2022-04-02T02:14:32","modified_gmt":"2022-04-02T02:14:32","slug":"aktuer-nedir","status":"publish","type":"post","link":"https:\/\/petinya.org\/blog\/aktuer-nedir\/","title":{"rendered":"Akt\u00fcer Nedir?"},"content":{"rendered":"<p><strong>Akt\u00fcer Nedir? Ne \u0130\u015f Yapar? Nas\u0131l Olunur? \u015eartlar\u0131 Nelerdir? Maa\u015flar\u0131 ve \u0130\u015f \u0130mkanlar\u0131<\/strong>. Gelece\u011fin ve bug\u00fcn\u00fcn \u00f6nemli meslekleri aras\u0131nda yer alan <strong>Akt\u00fceryac\u0131l\u0131k<\/strong>, \u00f6nemi giderek artan bir i\u015f alan\u0131d\u0131r. Bug\u00fcn herkes risk alabilir. <strong>Akt\u00fcerler<\/strong> bu potansiyel riskleri \u00f6l\u00e7mek ve y\u00f6netmek konusunda uzman uzman ki\u015filerdir. Toplumun fiziki ve ekonomik ko\u015fullar\u0131n\u0131n iyile\u015ftirilmesinde \u00e7ok \u00f6nemli bir rol oynamaktad\u0131r. <em>Akt\u00fcer nedir, ne i\u015fe yarar, nas\u0131l olunur<\/em> gibi sorular\u0131n cevaplar\u0131n\u0131 anlataca\u011f\u0131z.<\/p>\n<p><strong>Akt\u00fcer<\/strong>, \u00f6l\u00fcm, sakatl\u0131k, hastal\u0131k, do\u011fum, emeklilik gibi \u00f6ng\u00f6r\u00fclemeyen baz\u0131 olaylar\u0131n ekonomik etkileriyle ilgilenir.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Aktuer_Nedir\"><\/span>Akt\u00fcer Nedir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Akt\u00fcerya kelimesinin k\u00f6keni Yunancadan gelmektedir. Actuarius kelimesinden t\u00fcretilerek g\u00fcn\u00fcm\u00fcze kadar gelmi\u015ftir. Antik Roma hukuku d\u00f6nemlerinde veraset vergisi hesaplamak i\u00e7in olu\u015fturulan bu meslek, g\u00fcn\u00fcm\u00fcze kadar gelebilmi\u015ftir. Halen vergi ve sigorta hesaplar\u0131na katk\u0131 sa\u011flayan bu meslek g\u00fcn\u00fcm\u00fczde \u00e7ok \u00f6nemli ve olduk\u00e7a pop\u00fclerdir.<\/p>\n<p><a href=\"https:\/\/tr.wikipedia.org\/wiki\/Akt%C3%BCerya\" target=\"_blank\" rel=\"noopener\">Akt\u00fcerya<\/a>, herhangi bir olay\u0131n olas\u0131l\u0131klar\u0131n\u0131 ve finansal ili\u015fkileri incelemek i\u00e7in matematiksel becerileri ve istatistiksel y\u00f6ntemleri kullanabilen ki\u015filere verilen profesyonel bir unvand\u0131r.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Aktuer_Ne_Is_Yapar\"><\/span>Akt\u00fcer Ne \u0130\u015f Yapar?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Ticaretin h\u0131zl\u0131 seyri s\u0131ras\u0131nda y\u00fcksek risk almaktan ka\u00e7\u0131nmak i\u00e7in k\u0131sa pozisyonlar\u0131n risklerinin fark\u0131nda olurlar.<\/li>\n<li>Emeklilik ve sosyal yard\u0131m y\u00f6netimi gibi konularda tavsiyelerde bulunurlar.<\/li>\n<li>Matematiksel veya istatistiksel modeller olu\u015ftururlar.<\/li>\n<li>\u00dc\u00e7 ayl\u0131k sunumlar, <strong>incelemeler ve raporlar<\/strong> haz\u0131rlarlar.<\/li>\n<li>Kurulu\u015flar\u0131n finansal ihtiya\u00e7lar\u0131na g\u00f6re uyarlanm\u0131\u015f \u00f6zel sistemler geli\u015ftirmek i\u00e7in BT uzmanlar\u0131yla birlikte \u00e7al\u0131\u015f\u0131rlar.<\/li>\n<li>Yat\u0131r\u0131m y\u00f6neticisi, CFO&#8217;lar ve d\u0131\u015f payda\u015flar gibi m\u00fc\u015fterilerle ili\u015fkiler kurarlar.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Aktuer_Nasil_Olunur\"><\/span>Akt\u00fcer Nas\u0131l Olunur?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bir <strong>Akt\u00fcer olmak i\u00e7in<\/strong> a\u015fa\u011f\u0131daki gereksinimlerin kar\u015f\u0131lanmas\u0131 gerekir:<\/p>\n<p>Herhangi bir d\u00f6rt y\u0131ll\u0131k lisans \u00fcniversitesinden veya <strong>Bankac\u0131l\u0131k ve Sigortac\u0131l\u0131k<\/strong> Y\u00fcksek Okulundan Akt\u00fcerya Bilimi diplomas\u0131na sahip olmak, akt\u00fcerya s\u0131nav\u0131nda ba\u015far\u0131 elde etmek gerekir.<\/p>\n<p>Akt\u00fcerler, \u00fcniversitelerin Akt\u00fcerya B\u00f6l\u00fcmlerinde e\u011fitim g\u00f6r\u00fcr ve bu b\u00f6l\u00fcmlerin s\u00fcresi 4 y\u0131ld\u0131r. Ancak Bankac\u0131l\u0131k ve Sigortac\u0131l\u0131k B\u00f6l\u00fcm\u00fcnden mezun olduktan sonra Akt\u00fcer olmak m\u00fcmk\u00fcnd\u00fcr. Ayr\u0131ca matematik, i\u015fletme, fen e\u011fitimi, istatistik gibi b\u00f6l\u00fcmlerden mezun olan ki\u015filerin de akt\u00fcer olmalar\u0131 m\u00fcmk\u00fcnd\u00fcr.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Aktuer_Olma_Sartlari_Nelerdir\"><\/span>Akt\u00fcer Olma \u015eartlar\u0131 Nelerdir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Nitelikli zimmete para ge\u00e7irme, ay\u0131p su\u00e7lar, doland\u0131r\u0131c\u0131l\u0131k, g\u00fcveni k\u00f6t\u00fcye kullanma gibi akt\u00fceryal y\u00f6nergede belirtilen herhangi bir su\u00e7tan h\u00fck\u00fcm giymemi\u015f olmak.<\/p>\n<ul>\n<li>Bilgisayar becerilerine sahip olmak<\/li>\n<li>Do\u011fru diksiyon<\/li>\n<li>Gerekli risk \u00f6nlemlerini uygulamak i\u00e7in ileri matematik bilgisine sahip olmak<\/li>\n<li>Finans\u00f6rler veya di\u011fer kurumlarla i\u015f birli\u011fi i\u00e7inde \u00e7al\u0131\u015fabilece\u011finiz i\u00e7in bir ekip halinde \u00e7al\u0131\u015fabilme<\/li>\n<li>\u0130\u015f yeri s\u0131k s\u0131k kalabal\u0131k oldu\u011funda \u00e7ok sab\u0131rl\u0131 olup ve g\u00fcl\u00fcmsemek<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Aktueryanin_Gorevleri_Nelerdir\"><\/span>Akt\u00fceryan\u0131n G\u00f6revleri Nelerdir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Yap\u0131lacak veya sat\u0131n al\u0131nacak bir yerin risk durumlar\u0131n\u0131 ortaya koyarak bu riskler sonucunda olu\u015facak b\u00fct\u00e7eyi hesaplar.<\/li>\n<li>Bir yerin sismik tehlikesini ve binan\u0131n g\u00fcc\u00fcn\u00fc belirler.<\/li>\n<li>Sunumlar\u0131 ve maa\u015flar\u0131 planlar.<\/li>\n<li>\u0130\u015f kurmadan \u00f6nce kurumlar\u0131n ihtiya\u00e7 duydu\u011fu b\u00fct\u00e7eleri hesaplar ve raporlar \u00fcretir.<\/li>\n<li>Matematiksel veya istatistiksel bir raporun olu\u015fturulmas\u0131n\u0131 yapar.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Aktuer_Maaslari_Ne_Kadar\"><\/span>Akt\u00fcer Maa\u015flar\u0131 Ne Kadar?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Ortalama Akt\u00fcer Maa\u015flar\u0131<\/strong> 4.300 TL&#8217;den ba\u015flamaktad\u0131r. Ba\u015flang\u0131\u00e7 \u200b\u200bmaa\u015f\u0131 tipik olarak 2.600 dolar iken, iyi e\u011fitimli bir Akt\u00fcerin maa\u015f\u0131 8.100 dolar civar\u0131ndad\u0131r.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-5862 size-full\" title=\"Aktuer-Maasi-Ne-Kadar\" src=\"https:\/\/petinya.org\/blog\/wp-content\/uploads\/2022\/04\/Aktuer-Maasi-Ne-Kadar.jpg\" alt=\"Aktuer Maasi Ne Kadar\" width=\"810\" height=\"410\" srcset=\"https:\/\/petinya.org\/blog\/wp-content\/uploads\/2022\/04\/Aktuer-Maasi-Ne-Kadar.jpg 810w, https:\/\/petinya.org\/blog\/wp-content\/uploads\/2022\/04\/Aktuer-Maasi-Ne-Kadar-768x389.jpg 768w\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Aktuer_Is_Imkanlari_Nelerdir\"><\/span>Akt\u00fcer \u0130\u015f \u0130mkanlar\u0131 Nelerdir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Sigorta end\u00fcstrisi<\/li>\n<li>Sa\u011fl\u0131k sekt\u00f6r\u00fc<\/li>\n<li>End\u00fcstriyel \/ \u0130malat \u00dcr\u00fcnleri<\/li>\n<li>Dan\u0131\u015fmanl\u0131k<\/li>\n<li>Mobilya aksesuarlar\u0131<\/li>\n<li>Genelde bu be\u015f sekt\u00f6rde faaliyet g\u00f6sterirler.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Egitim_ve_Mesleki_Gelisim\"><\/span>E\u011fitim ve Mesleki Geli\u015fim<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u00c7o\u011fu yeni \u00f6\u011frenci, profesyonel s\u0131navlar i\u00e7in okurken bir \u015firkete <em>Akt\u00fceryal stajyer<\/em> veya risk analisti olarak mesle\u011fe girebilir. \u0130lginizi en \u00e7ok \u00e7eken \u00e7al\u0131\u015fma alan\u0131n\u0131 se\u00e7meniz ve ard\u0131ndan uygun pozisyonlara ba\u015fvurman\u0131z \u00f6nemlidir.<\/p>\n<p><strong>Akt\u00fceryal \u00f6\u011frenciler<\/strong>, uzaktan e\u011fitim kurslar\u0131 ve uzman sa\u011flay\u0131c\u0131lar taraf\u0131ndan e\u011fitilir. Sa\u011flanan bu e\u011fitimin yan\u0131 s\u0131ra kendi kendine \u00e7al\u0131\u015fma yoluyla yap\u0131lan s\u0131navlar\u0131n bir kombinasyonu arac\u0131l\u0131\u011f\u0131yla s\u0131navlara girerler. Bir\u00e7ok i\u015fveren, \u00f6zel ders, e\u011fitim, \u00e7al\u0131\u015fma izinleri ve \u00f6\u011frenim materyallerinin maliyetlerini kar\u015f\u0131layarak destek verir.<\/p>\n<p>\u0130lgilenilen konular i\u00e7inde ekonomi, modelleme ve finansal akt\u00fceryal matematik bulunmaktad\u0131r. \u00d6\u011frencilerin sekt\u00f6rdeki de\u011fi\u015fimlere ayak uydurmas\u0131 \u00e7ok \u00f6nemlidir. \u00c7\u00fcnk\u00fc bunlar genellikle \u00f6\u011frenme materyallerinin ve testlerin i\u00e7eri\u011fini etkileyebilir.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Aktueryanin_Cesitli_Tanimlari\"><\/span>Akt\u00fcerya&#8217;n\u0131n \u00c7e\u015fitli Tan\u0131mlar\u0131<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Akt\u00fcerya, hayat sigortalar\u0131n\u0131n ilk uygulamalar\u0131 ile birlikte 1792 y\u0131l\u0131nda \u0130ngiltere&#8217;de ortaya \u00e7\u0131km\u0131\u015f olan, \u00e7ok g\u00fc\u00e7l\u00fc bir matematiksel ve istatistiksel altyap\u0131 gerektiren, sigorta, uzun vadeli yat\u0131r\u0131mlar ve emeklilik ile ilgili fiyatland\u0131rma ve risk analizine y\u00f6nelik hesaplama ve tahmin y\u00f6ntemlerinin b\u00fct\u00fcn\u00fcn\u00fc i\u00e7eren bir bilim dal\u0131.<\/p>\n<p>Belirsizli\u011fin finansal sonu\u00e7lar\u0131n\u0131 y\u00f6neten,<br \/>\nRisk analizi, \u00f6l\u00e7\u00fcmlenmesi ve fiyatland\u0131rmas\u0131 \u00fczerine \u00e7al\u0131\u015fan,<br \/>\nRisk y\u00f6netimine ili\u015fkin problemleri matematiksel ve istatistiksel y\u00f6ntemler kullanarak \u00e7\u00f6zen,<br \/>\n\u015eirketler taraf\u0131ndan al\u0131nan riskleri minimize etmek i\u00e7in do\u011fru strateji belirlenmesine yard\u0131mc\u0131 olan, uzmanl\u0131k dal\u0131d\u0131r.<\/p>\n<p>Gelecekteki riskleri belirleyerek fiyatlar\u0131 tespit eden ve yat\u0131r\u0131m stratejilerini olu\u015fturan akt\u00fcerler, yat\u0131r\u0131m karl\u0131l\u0131klar\u0131n\u0131 art\u0131r\u0131p istihdam imk\u00e2nlar\u0131 yaratarak \u00e7al\u0131\u015ft\u0131klar\u0131 \u00fclkelerin ekonomik b\u00fcy\u00fcmesine de katk\u0131 sa\u011flarlar.<\/p>\n<p>Bu yaz\u0131m\u0131z ilginizi \u00e7ekebilir; <a href=\"https:\/\/petinya.org\/blog\/tegmen-maasi-2022\/\">Te\u011fmen Maa\u015f\u0131 Ne Kadar<\/a>?<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u0130\u00e7indekiler<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u0130\u00e7indekiler Tablosunu A\u00e7\/Kapat\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/petinya.org\/blog\/aktuer-nedir\/#Aktuer_Nedir\" >Akt\u00fcer Nedir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/petinya.org\/blog\/aktuer-nedir\/#Aktuer_Ne_Is_Yapar\" >Akt\u00fcer Ne \u0130\u015f Yapar?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/petinya.org\/blog\/aktuer-nedir\/#Aktuer_Nasil_Olunur\" >Akt\u00fcer Nas\u0131l Olunur?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/petinya.org\/blog\/aktuer-nedir\/#Aktuer_Olma_Sartlari_Nelerdir\" >Akt\u00fcer Olma \u015eartlar\u0131 Nelerdir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/petinya.org\/blog\/aktuer-nedir\/#Aktueryanin_Gorevleri_Nelerdir\" >Akt\u00fceryan\u0131n G\u00f6revleri Nelerdir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/petinya.org\/blog\/aktuer-nedir\/#Aktuer_Maaslari_Ne_Kadar\" >Akt\u00fcer Maa\u015flar\u0131 Ne Kadar?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/petinya.org\/blog\/aktuer-nedir\/#Aktuer_Is_Imkanlari_Nelerdir\" >Akt\u00fcer \u0130\u015f \u0130mkanlar\u0131 Nelerdir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/petinya.org\/blog\/aktuer-nedir\/#Egitim_ve_Mesleki_Gelisim\" >E\u011fitim ve Mesleki Geli\u015fim<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/petinya.org\/blog\/aktuer-nedir\/#Aktueryanin_Cesitli_Tanimlari\" >Akt\u00fcerya&#8217;n\u0131n \u00c7e\u015fitli Tan\u0131mlar\u0131<\/a><\/li><\/ul><\/nav><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Akt\u00fcer Nedir? Ne \u0130\u015f Yapar? Nas\u0131l Olunur? \u015eartlar\u0131 Nelerdir? Maa\u015flar\u0131 ve \u0130\u015f \u0130mkanlar\u0131. Gelece\u011fin ve bug\u00fcn\u00fcn \u00f6nemli meslekleri aras\u0131nda yer alan Akt\u00fceryac\u0131l\u0131k, \u00f6nemi giderek artan bir i\u015f alan\u0131d\u0131r. Bug\u00fcn herkes risk alabilir. Akt\u00fcerler &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Akt\u00fcer Nedir?\" class=\"read-more button\" href=\"https:\/\/petinya.org\/blog\/aktuer-nedir\/#more-5861\" aria-label=\"Read more about Akt\u00fcer Nedir?\">Devam\u0131n\u0131 Oku<\/a><\/p>\n","protected":false},"author":1,"featured_media":5863,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-5861","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-maaslar","resize-featured-image"],"views":273,"_links":{"self":[{"href":"https:\/\/petinya.org\/blog\/wp-json\/wp\/v2\/posts\/5861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/petinya.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/petinya.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/petinya.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/petinya.org\/blog\/wp-json\/wp\/v2\/comments?post=5861"}],"version-history":[{"count":0,"href":"https:\/\/petinya.org\/blog\/wp-json\/wp\/v2\/posts\/5861\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/petinya.org\/blog\/wp-json\/wp\/v2\/media\/5863"}],"wp:attachment":[{"href":"https:\/\/petinya.org\/blog\/wp-json\/wp\/v2\/media?parent=5861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/petinya.org\/blog\/wp-json\/wp\/v2\/categories?post=5861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/petinya.org\/blog\/wp-json\/wp\/v2\/tags?post=5861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}